How Much Does Allergy Testing Cost?

The amount you pay out-of-pocket for allergy testing can vary, depending on these four factors: your deductible, co-pay, co-insurance, and in-network providers.

Keep in mind, we also offer self-pay rates of $695 for adult allergy testing and $400 for children (ages 18 mos-10 yrs). Food allergy testing is $400 for both children and adults. We offer payment plans, and we accept CareCredit as well. Please note that we do not accept cash payments.
Deductible bar chart
Your Annual
Deductible
Co-pay icon
Your Plan's
Co-Pay
Co-insurance pie chart
Your Plan's
Co-Insurance
Network icon
Your Network
Providers

Your Annual Deductible

Effectively, this is the amount you pay out-of-pocket for medical services before your insurance benefits will start to contribute to the cost of an allergy test.

Your Plan's Co-Pay

A co-pay is a minimum cost per visit, so even if you have maxed out your annual deductible, a charge per office visit will apply.

Your Plan's Co-Insurance

Co-insurance is a percentage of the total cost of the services provided that you will pay. Depending on your plan, a co-insurance may still apply even if you have met your deductible for the year.

In-Network vs. Out-of-Network

The provider you choose may or may not be in-network with your insurance plan. Also, some plans require referrals from a primary care physician. Typically, it's beneficial to stick to providers within your network if you're looking to apply your insurance benefits to allergy testing. However, we do offer competitive self-pay rates if you choose to not apply insurance benefits to the testing if we are out-of-network from your insurance plan.

What Else Should I Know About My Visit?

Depending on your health history, we may also screen for sinus and nasal structural issues during your appointment by performing a nasal endoscopy.

A nasal endoscopy is very similar to what your PCP does when you go to them and say you have a sinus infection and they look up your nose with the little light. Our nasal endoscopy is similar, however, the provider uses a different type of handheld device. They place the device right at the tip of the nasal passage; it is very non-invasive and not painful, so no anesthesia is necessary.

The nasal endoscopy is not part of the allergy test, but an important part of your screening -- particularly if reported allergy symptoms are affecting the sinuses or you have a history of chronic sinusitis.

Screening for structural sinus issues such as a any blockages or nasal polyps, helps us identify the best path for treatment, and can be an early detector for other more serious health conditions like cancer.

But The Real Question Is...
How Much Are Your Allergies Already Costing You?

ergies-costing-you
When it comes to over-the-counter medications, nasal sprays, saline rinses, missed days at work or school, foggy and distracted thinking, loss of productivity, headaches, cancelled plans... all of it adds up. And if you're one of the many allergy sufferers that deals with chronic sinus infections year after year, it really adds up.

When you crunch the numbers, the cost of managing your allergies quickly outweighs the cost of testing and treating your allergies.

So -- how much are your allergies costing you?

Use Our Allergy Cost Calculator:

Allergy Testing & Insurance Examples

Note: these examples are for illustrative purposes only. Every health plan is different and service coverage is subject to change. These examples should only be used as a guide, not as a promise of services rendered at a specific price-point. All out-of-pocket costs will be quoted to you before the time of your appointment.
Example patient: woman
Maggie, a busy mom with two kids, has suffered from allergies for years, and is finally ready to do something about it. On a Blue Cross - Blue Shield PPO family plan, she doesn't often meet her deductible each year.

Because Maggie hasn't met her $2,500 deductible, she pays $1,050 out of pocket to get tested for allergies. She's also considering getting the whole family tested, as that would meet her deductible and save her money in the long run.
Example patient: millenial man
Pete, a twenty-something who suffers from seasonal allergies, is looking for something convenient to get rid of his allergy symptoms for good.

To start, Pete needs to get tested for 58 of the most common allergens. On his plan, he rarely meets his $5,000 yearly deductible with qualifying medical expenses.

Pete opts to do a self-pay price at $695 for his allergy test.
Example patient: retirement-aged man
Ernest, a retiree, is enjoying the "empty nester" life with his wife. After years of suffering from chronic sinus issues, he wants to see if seasonal allergies are the culprit.

With more anticipated medical expenses this year, Ernest opted for a low $1,000 deductible plan which he has almost met. Ernest will pay $250 out of pocket for his allergy test, and his insurance benefit will cover the rest as his deductible will be met.

Get The Most Out Of Your Insurance Plan

Aspire Allergy & Sinus welcomes all types of health insurance at each of our clinics. Most allergy services go toward your deductible, however our insurance experts will help you understand what your benefits cover. Some popular insurance plans we accept include:
  • AARP Medical Complete
  • Allied Benefits - Cigna
  • Amerigroup
  • Aetna (CO and TX)
  • American Trust Administrators
  • Assurant
  • BlueCross Blue Shield
  • Cap Rock
  • Cigna
  • FirstCare
  • First Health
  • GEHA
  • Humana (CO and TX)
  • Imagine Health
  • Medicare
  • Oscar (TX limited)
  • Scott & White
  • Tricare
  • United Healthcare
  • Wellmed
Some plans may require a referral. We also accept several local plans. We offer self-pay rates of $695 for adult allergy testing and $400 for children (ages 18 mos-10 yrs).

Did you know? We accept CareCredit, a healthcare credit card that offers special financing options for medical expenses. Learn more here.

Don’t see your health insurance plan listed? Call us to check! (866) 526-1499

Which Allergy Treatment Is Right For You?

Treatment
Timeline
Process
Cost
Risks & Side
Effects
Most Patients
See Relief In...
Allergy 
Drops
5 Years
3 drops under the tongue daily, self-administered
$53-$75 per month, depending on payment plan
Mild and rare; mouth itching that self-resolves.
9-12 months
Most
Convenient!
ExACT 
Immunoplasty℠
2 Months
3 injections administered at clinic (1 hr appointments)
$2,500 out-of-pocket, with payment plans available
Mild and rare; irritation at injection site. EpiPen recommended.
2-3 months
Fastest
Timeline!
Allergy 
Shots
5 Years
Weekly injections, administered at clinic
(45 min appointments)
Covered by most insurance; may require co-pay
Mild and rare; irritation at injection site. EpiPen recommended.
9-12 months
Insurance
Applies!
Allergy 
Drops
Treatment
Timeline
Process
Cost
Risks & Side
Effects
Most Patients
See Relief In...
5 Years
3 drops under the tongue, self-administered
$40-$60 per month, depending on payment plan
Mild and rare; mouth itching that self-resolves.
12 months or less
Most
Convenient!
ExACT 
Immunoplasty
Treatment
Timeline
Process
Cost
Risks & Side
Effects
Most Patients
See Relief In...
8 Weeks
3 injections administered at clinic (1 hr appointments)
$2,500 out-of-pocket, with payment plans available
Mild and rare; irritation at injection site. EpiPen recommended.
2-3 months
Fastest
Timeline!
Allergy
Shots
Treatment
Timeline
Process
Cost
Risks & Side
Effects
Most Patients
See Relief In...
5 Years or More
Weekly injections, administered at clinic (45 min appointments)
Covered by most insurance; may require co-pay
Mild and rare; irritation at injection site. EpiPen recommended.
Mild and rare; irritation at injection site. EpiPen recommended.
Insurance
Applies!

Learn More About Our Allergy Treatments

A hand holding a bottle of allergy drops

Allergy Drops

With just three drops under the tongue daily, our customized drops are clinically proven to be just as effective as allergy shots. The best part is the convenience – they can be taken at home, on the go, or anywhere in between.

A doctor listening to a patient

ExACT Immunoplasty℠

In just three easy treatments, you can knock out your allergies for good. Clinical studies report a long-term success rate of 87% and are shown to be just as effective as years of allergy shots.

A smiling patient receiving an injection in the arm

Allergy Shots

Allergy shots can be used to treat seasonal and environmental allergies like molds, pollen, dust, and animal dander. This is a clinically proven method for allergy treatment and a good option for many people.

Schedule your appointment online